When you’re struggling with debt, it can feel like there’s no way out. But with the help of experienced attorneys at Atkinson, Simms & Kermode, you can file for bankruptcy and get on the road to financial recovery. Our team is dedicated to helping Lexington, Versailles, Georgetown, Nicholasville and Winchester Kentucky residents find the best debt relief solution for their unique situation. We’ll work tirelessly to get you back on your feet financially and ensure that you can start rebuilding your life.
We have filed hundreds of chapter 13 and chapter 7 bankruptcy cases all over Kentucky, including Pikeville, Somerset, Frankfort or Hazard. Our central location, combined with available online and phone consultations, means we can help you file your bankruptcy no matter where you live.
Our experienced Florence KY bankruptcy attorneys help families and individuals in need throughout the state of Kentucky. If you have a bankruptcy, collections or debt relief need, call us today at (859)-225-1745
Our Bankruptcy lawyers are ready and able to bring the same skill and knowledge to you.
- Experienced Bankruptcy Attorneys: Our team has extensive experience in handling personal bankruptcy cases, ensuring you receive knowledgeable and effective representation.
- Personalized Service: We recognize that each financial situation is unique. We offer tailored guidance and support to meet your specific needs and circumstances.
- Compassionate Approach: We approach each case with empathy and understanding, providing a supportive environment during this challenging time.
- Comprehensive Solutions: Whether you’re considering Chapter 7 or Chapter 13 bankruptcy, we’ll help you understand your options and find the best path forward for your financial future.
Areas We Serve in Kentucky
Lexington | Versailles | Georgetown | Nicholasville | Winchester | Somerset | Frankfort | Hazard | Pikeville | London
Florence Bankruptcy Attorneys
The Florence, KY bankruptcy lawyers at Atkinson, Simms & Kermode have years of experience helping individuals throughout Kentucky, providing quality representation in matters of personal bankruptcy and debt relief. With over 100 years of combined law experience, you can rest assured that you will be well represented when you choose Atkinson, Simms & Kermode.
Florence, Kentucky, located in the northern part of the state, is a vibrant city known for its welcoming community and rich history. Established in the early 1800s, Florence has grown significantly over the years, becoming a key suburb of the Greater Cincinnati area. The city’s motto, “A City of Progress,” reflects its ongoing development and commitment to providing a high quality of life for its residents.
One of the prominent features of Florence is its shopping and entertainment venues. Florence Mall is a central attraction, offering a variety of retail stores, restaurants, and entertainment options. Additionally, the nearby Florence Y’alls Stadium is a popular destination for baseball fans, providing family-friendly entertainment and a chance to enjoy America’s favorite pastime. The city also hosts numerous community events throughout the year, including festivals, concerts, and holiday celebrations that bring the community together.
Nature enthusiasts will appreciate the many parks and recreational areas in Florence. The Boone County Arboretum is a highlight, featuring beautiful gardens, walking trails, and educational programs. The city’s extensive park system offers numerous opportunities for outdoor activities, including hiking, biking, and picnicking. Florence Nature Park, in particular, is a serene spot for relaxation and enjoying the natural beauty of the area.
Florence’s historic downtown area is a testament to its past, with well-preserved buildings and landmarks that tell the story of the city’s growth. Visitors can explore the rich history through guided tours and local museums. The city also prides itself on its excellent educational institutions and healthcare facilities, ensuring residents have access to quality education and medical care.
Choosing Atkinson, Simms & Kermode means selecting a firm deeply rooted in the values of Kentucky’s communities. Whether you need assistance with bankruptcy or debt relief, our experienced team is here to provide the support and representation you deserve. Experience the best of life in Florence, Kentucky, with Atkinson, Simms & Kermode by your side.
The Florence Ya'll Water Tower is located at 500 Mall Circle Rd. Florence, KY 41042
The Florence Y’all Water Tower is not just a functional piece of infrastructure but also a quirky local landmark that has garnered national attention. Originally painted with the phrase “Florence Mall” to advertise the nearby shopping center, the tower had to be altered due to a legal issue. The result was the now-famous “Florence Y’all,” which has become an endearing symbol of the town’s charm and character. Visitors often stop to take pictures with the water tower, making it a popular and unexpected tourist attraction. The phrase has even inspired local businesses and events, creating a unique sense of community pride.
Beyond its playful appearance, the Florence Y’all Water Tower stands as a testament to the city’s adaptability and sense of humor. It’s a great example of how a small town can turn a potential problem into a memorable and beloved icon. The tower is located just off I-75, making it an easy and quick stop for those traveling through the area. Whether you’re a local or a visitor, the water tower offers a fun slice of Americana that’s sure to bring a smile to your face.
Learn more about the Florence Ya’ll Water Tower here.
Florence Nature Park is located at 7200 Nature Park Drive, Florence, KY 41042
Florence Nature Park is a serene retreat for nature lovers and families looking for a peaceful day outdoors. The park features well-maintained walking trails that meander through lush greenery, offering visitors a chance to enjoy the natural beauty of Northern Kentucky. With its scenic ponds, wildflower meadows, and abundant wildlife, the park provides a perfect setting for picnics, birdwatching, and leisurely strolls.
In addition to its natural attractions, Florence Nature Park hosts various community events throughout the year, such as outdoor concerts, educational programs, and seasonal festivals. The park’s facilities include picnic shelters, a playground, and ample seating areas, making it an ideal location for gatherings and family outings. Its tranquil environment and well-kept amenities ensure that visitors of all ages can enjoy a day of relaxation and recreation.
Learn more about Florence Nature Park here.
Florence World Of Golf is located at 7400 Woodspoint Dr. Florence, KY 41042
For those interested in recreational activities, the World of Golf in Florence offers a comprehensive golfing experience suitable for all skill levels. This facility features an 18-hole golf course, a driving range, and a mini-golf course, making it a great destination for both serious golfers and families looking for a fun day out. The course is well-designed and maintained, providing a challenging yet enjoyable game for players.
Beyond the golf courses, World of Golf also offers golf lessons, clinics, and a pro shop stocked with the latest equipment and apparel. The facility’s friendly staff and professional instructors are dedicated to helping players improve their skills and enjoy the game. Additionally, the on-site cafe and lounge area provide a comfortable spot to relax and socialize after a round of golf. Whether you’re a seasoned golfer or a novice, World of Golf provides a welcoming and engaging environment for all visitors.
Learn more about the Florence World of Golf here.
Common Questions About Bankruptcy in Kentucky
| CHAPTER 7 | CHAPTER 13 |
|---|---|
| We use a formula to determine your eligibility to file a Chapter 7 bankruptcy. This formula is based on your income, property, assets and debt you owe. | To file a Chapter 13 bankruptcy, you must have some form of income. Often, debts can be restructured into payments you can afford. |
| CHAPTER 7 | CHAPTER 13 |
|---|---|
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| CHAPTER 7 | CHAPTER 13 |
|---|---|
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| CHAPTER 7 | CHAPTER 13 |
|---|---|
| No, but it can delay it. However, the house or property will eventually be sold. | Yes, but you must continue to make your mortgage payments after you file. |
| CHAPTER 7 | CHAPTER 13 |
|---|---|
| After filing, the process will take three to four months. | After filing, the repayment plan will take three to five years. |
| CHAPTER 7 | CHAPTER 13 |
|---|---|
| The bankruptcy will remain on your credit report for up to 10 years. However, often you can get a credit card or automobile loan after your discharge. A house loan usually takes two years after discharge. | The bankruptcy will remain on your credit report for seven years from the filing date. It is possible to borrow money, but you must get permission from the court. |
| CHAPTER 7 | CHAPTER 13 |
|---|---|
| Although a debt has been discharged, there may be a circumstance in which you want to keep that debt and continue to pay. (Example: a car loan) In order to do so, you must promise to pay the debt and file a reaffirmation agreement with the court. | N/A |
