Personal Bankruptcy Attorneys near London KY

Your Trusted Kentucky Bankruptcy Lawyers

Are you struggling with overwhelming debt? At Atkinson, Simms & Kermode, we understand the stress and uncertainty that financial difficulties can bring. As your trusted personal bankruptcy attorneys near London, Kentucky, we are committed to helping you erase your debt and start over financially free. We’ll work tirelessly to get you back on your feet financially and ensure that you can start rebuilding your life.

  • Experienced Attorneys: Our team has extensive experience in handling personal bankruptcy cases, ensuring you receive knowledgeable and effective representation.
  • Personalized Service: We recognize that each financial situation is unique. We offer tailored guidance and support to meet your specific needs and circumstances.
  • Compassionate Approach: We approach each case with empathy and understanding, providing a supportive environment during this challenging time.
  • Comprehensive Solutions: Whether you’re considering Chapter 7 or Chapter 13 bankruptcy, we’ll help you understand your options and find the best path forward for your financial future.
Downtown stoplight and road
Downtown London

Areas We Serve in Kentucky

London Bankruptcy Attorneys

The London, KY, lawyers at Atkinson, Simms & Kermode have years of experience helping individuals throughout Kentucky, providing quality representation in matters of personal bankruptcy, and debt relief. With over 100 years of combined law experience, you can rest assured that you will be well represented when you choose Atkinson, Simms & Kermode.

London, Kentucky, known as the “Cycling Capital of Kentucky,” is a charming city with a rich history and vibrant community life. Founded in the early 1800s, London has grown from a small settlement into a bustling hub, while still retaining its small-town charm. The city is named after London, England, and offers a unique blend of historical significance and modern amenities.

One of the key highlights of life in London is its commitment to outdoor recreation. The city is famous for its annual World Chicken Festival, which celebrates the heritage of Colonel Harland Sanders, founder of Kentucky Fried Chicken. This fun-filled event attracts thousands of visitors every year and includes live music, delicious food, and various family-friendly activities.

For nature enthusiasts, London offers access to the beautiful Daniel Boone National Forest, which provides numerous opportunities for hiking, camping, and exploring the great outdoors. The Laurel River Lake, a stunning reservoir, is perfect for boating, fishing, and swimming, making it a favorite destination for both locals and visitors.

London’s historic downtown area is a testament to its rich past. Visitors can stroll through charming streets lined with well-preserved buildings, unique shops, and cozy cafes. The London Community Center and Levi Jackson Wilderness Road Park offer recreational facilities and host events that bring the community together.

Education and healthcare are also priorities in London. The city is home to several reputable schools and is served by the Saint Joseph London hospital, ensuring residents have access to quality education and medical care.

The sense of community in London is strong. Residents take pride in their city’s heritage and work together to maintain its welcoming atmosphere. Whether it’s through local events, volunteer opportunities, or simply enjoying the natural beauty of the area, there is a shared commitment to making London a wonderful place to live and visit.

When you choose Atkinson, Simms & Kermode, you’re choosing a firm deeply rooted in the values of Kentucky’s communities. Whether you need assistance with bankruptcy or debt relief, our experienced team is here to provide the support and representation you deserve. Experience the best of life in London, Kentucky, with Atkinson, Simms & Kermode by your side.

 

water rushing next to a cabin

Levi Jackson Wilderness Road Park is a treasure trove of history and natural beauty. Named after Levi Jackson, an early settler who played a significant role in the region’s development, the park covers over 800 acres and offers a diverse range of activities for visitors. The Mountain Life Museum within the park provides a glimpse into pioneer life, featuring authentic log cabins, a restored grist mill, and various artifacts from the 19th century. Walking through the museum, visitors can gain a deeper understanding of the challenges and triumphs of the early settlers who traveled the Wilderness Road.

The park also boasts several miles of hiking trails that wind through lush forests and along scenic waterways. These trails are perfect for both casual walkers and avid hikers, offering varying levels of difficulty. The trails not only provide a chance to enjoy the natural beauty of the area but also feature interpretive signs that offer insights into the park’s history and wildlife. For those looking to extend their stay, the park’s campground offers modern amenities and a serene environment, making it a popular choice for families and nature lovers.

Recreational facilities at Levi Jackson Wilderness Road Park include a swimming pool, mini-golf course, and picnic areas. The pool is a great place to cool off during the hot summer months, while the mini-golf course offers fun for all ages. The park frequently hosts events and educational programs, including guided hikes, historical reenactments, and wildlife presentations, ensuring there is always something new to experience. Whether you’re interested in history, outdoor recreation, or simply enjoying a peaceful day in nature, Levi Jackson Wilderness Road Park has something for everyone.

Learn more about Levi Jackson Wilderness Road Park here.

sunset over a lake

Laurel River Lake is Located at KY 192, London, KY 40744

Laurel River Lake is a stunning reservoir located in the Daniel Boone National Forest, renowned for its crystal-clear waters and scenic surroundings. The lake spans over 5,600 acres and has a shoreline of more than 200 miles, providing ample space for a variety of water activities. Boating is particularly popular on Laurel River Lake, with several boat ramps and marinas offering easy access for both motorized and non-motorized vessels. The lake’s clean, calm waters make it an ideal spot for kayaking, paddleboarding, and sailing.

Fishing enthusiasts will find Laurel River Lake to be a paradise, as it is home to a wide range of fish species, including bass, crappie, trout, and catfish. The lake’s clear waters and diverse aquatic habitats provide excellent fishing opportunities throughout the year. There are also several fishing piers and quiet coves that are perfect for a peaceful day of angling. For those who prefer swimming, the lake features designated swimming areas with sandy beaches, offering a safe and enjoyable environment for families and swimmers of all ages.

Surrounding Laurel River Lake are numerous hiking and biking trails that allow visitors to explore the breathtaking landscapes of the Daniel Boone National Forest. These trails range from easy walks to more challenging hikes, catering to all levels of outdoor enthusiasts. Along the way, hikers can enjoy picturesque views of the lake, dense forests, and diverse wildlife. Picnicking is another popular activity, with several well-maintained picnic areas equipped with tables, grills, and shelters. Whether you’re looking for adventure or relaxation, Laurel River Lake provides a perfect setting for outdoor recreation and natural beauty.

Learn more about Laurel River Lake here.

World Chicken Festival logo

The World Chicken Festival is Held in Downtown London, KY On The Last Weekend Of September Annually.

The World Chicken Festival, held annually in downtown London, Kentucky, is a vibrant celebration of the city’s connection to Colonel Harland Sanders, the founder of Kentucky Fried Chicken. This lively event draws thousands of visitors each year and offers a wide range of activities and attractions for all ages. The festival features live music performances from local and national artists, creating a festive atmosphere throughout the event. Multiple stages are set up around the downtown area, ensuring that there is always something exciting happening.

One of the main attractions of the World Chicken Festival is the food, particularly the famous fried chicken. Numerous food vendors set up stalls offering a variety of delicious chicken dishes, as well as other regional favorites and international cuisine. The festival also hosts cooking competitions and demonstrations, allowing visitors to learn new recipes and cooking techniques from professional chefs. For those with a sweet tooth, there are plenty of dessert options, including homemade pies, cakes, and other treats.

In addition to the culinary delights, the World Chicken Festival features a carnival with rides and games, making it a fun destination for families. Kids can enjoy classic carnival rides, such as Ferris wheels and carousels, while adults can try their luck at various games and win prizes. The festival also includes arts and crafts booths, where local artisans showcase their handmade goods, ranging from jewelry and clothing to home decor and artwork. These unique items make for great souvenirs or gifts.

The World Chicken Festival is not just about food and fun; it also highlights the community spirit of London. Local organizations and businesses participate in the event, providing information and services to visitors. There are also various contests and activities that encourage community involvement, such as a chicken wing-eating contest and a chicken clucking contest. The festival’s vibrant atmosphere and diverse offerings make it a must-visit event for anyone in the area, providing a unique and memorable experience that celebrates the heritage and culture of London, Kentucky.

Learn more about the World Chicken Festival here.

Common Questions About Bankruptcy in Kentucky

CHAPTER 7 CHAPTER 13
We use a formula to determine your eligibility to file a Chapter 7 bankruptcy. This formula is based on your income, property, assets and debt you owe.  To file a Chapter 13 bankruptcy, you must have some form of income. Often, debts can be restructured into payments you can afford.
CHAPTER 7CHAPTER 13
  • Medical bills
  • Credit card bills
  • Check cashing bills
  • Financing companies
  • Old utilities bills
  • Evictions / old apartment rents
  • Repossession deficiencies
  • Foreclosure deficiencies
  • Medical bills
  • Credit card bills
  • Check cashing bills
  • Financing companies
  • Old utilities bills
  • Evictions / old apartment rents
  • Repossession deficiencies
  • Foreclosure deficiencies
CHAPTER 7 CHAPTER 13
  • Most taxes
  • Child support
  • Alimony
  • Student loans
  • Court fines & restitution
  • Personal injury fines (caused by driving drunk or under the influence of drugs)
  • Most taxes
  • Child support
  • Alimony
  • Student loans
  • Court fines & restitution
  • Personal injury fines (caused by driving drunk or under the influence of drugs)
CHAPTER 7 CHAPTER 13
No, but it can delay it. However, the house or property will eventually be sold. Yes, but you must continue to make your mortgage payments after you file. 
CHAPTER 7 CHAPTER 13
After filing, the process will take three to four months.  After filing, the repayment plan will take three to five years.
CHAPTER 7CHAPTER 13
The bankruptcy will remain on your credit report for up to 10 years. However, often you can get a credit card or automobile loan after your discharge. A house loan usually takes two years after discharge.The bankruptcy will remain on your credit report for seven years from the filing date. It is possible to borrow money, but you must get permission from the court.
CHAPTER 7 CHAPTER 13
Although a debt has been discharged, there may be a circumstance in which you want to keep that debt and continue to pay. (Example: a car loan) In order to do so, you must promise to pay the debt and file a reaffirmation agreement with the court.   N/A